Teacher Mortgage Program

The "Teacher & Educator Program" is a home financing program with flexible credit guidelines and low down payment requirements offered specifically to educators.

The program is for teachers and educators who are full-time employees at the elementary or secondary education level in a public or private school in the following positions:

• Teacher
• Principal
• Vice principal
• Librarian
• Healthcare professional such as a speech therapist, counselor, nurse, or similar professionals.

Main features are:

• Maximum mortgage loan amount is $359,650
• Average to good credit history required, but can be lower when the borrower has experienced specific extenuating circumstances.
• Low or no down payment requirement
• Gifts for the down payment are allowed

The program is especially attractive to teachers and educators who:

• Require greater flexibility with credit scores and/or credit histories.
• Have not yet had time to create a full credit history.
• Current income does not allow them to qualify for traditional home financing.
• Have low down payment requirements.

To prequalify, just complete the form in the website. There is no cost to you and a tacher program specialist will contact you within 24 hours.

We offer this program only in Florida, however, if you are not in Florida, we will be happy to provide you with more information. Please Contact Us, or click on search below for more lenders.